Experts from Citus: The acquired property has a mortgage; what can I do with it, what can’t I do and what should I avoid under any circumstances When buying a home with a loan or credit, we usually have to enter into a mortgage agreement, meaning we must pledge the property as collateral. Ieva Pukelienė, a lawyer at Citus, a creative real estate projects’ development and placemaking company, tells us what a mortgage is, why it is needed and what it is not recommended to do – even if you are having difficulties paying the instalments.
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